I don’t know if you guys are feeling the economic crunch like I am.
Mostly it feels like that moment right before the roller coaster goes down the first huge hill, and you think to yourself, “Who talked me into this…?” If you know me, you know I edited gratuitous profanity out of that statement.
Anyway, last month at RPC we had a financial seminar, and I’ve been using Dave Ramsey’s budgeting system since then. I’ve always been good with money, but I’ve slacked off in the past few years. Ramsey encourages you to account for every cent of your income, allocating it before you even get the check, so you aren’t tempted to blow it on shtuff.
I’ve been budgeting this way since February 2nd, and I’ve been able to pay all of my bills, have some fun money for clothes and eating out, and put just over $600 in my savings account. How nuts is that? I never thought I’d be able to do that.
Feel free to share any tips or tricks you have with me. It’s kind of fun playing a management game with yourself.
Look who’s talking now…